Report

Medicare Beneficiary Spending 2026

Average out-of-pocket spending increased for both Medicare Advantage and Fee-for-Service Medicare Enrollees in 2023, and the gap between the two programs continues to grow. In addition to having lower average out-of-pocket costs, Medicare Advantage enrollees reported similar levels of satisfaction with access to and quality of care as Fee-for-Service enrollees and were 15 percent more likely to report having had an annual wellness visit.

2026 Medicare Beneficiary Spending Report

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