Fact Sheet

Out-Of-Pocket Costs Protections in Medicare Advantage

Key Facts

Medicare Advantage provides the same benefits as FFS Medicare, with additional consumer protections:

  • Annual out-of-pocket cost protections.
  • Supplemental benefits such as vision, hearing, dental and fitness.
  • Medigap is not necessary for Medicare Advantage beneficiaries.
  • Most Medicare Advantage Plans include Medicare prescription drug coverage (Part D).
  • More flexible benefit and payment structures to meet patients needs.