Employer Group Waiver Plans

Current Issues, Evolution & Policy Recommendations 

Executive Summary 

Employer Group Waiver Plans (EGWPs), also known as employer retiree Medicare Advantage health plans are a type of health plan offered by a public or private employer to its retiree population. There are currently 4.1 million retirees in EGWPs out of nearly 20 million Medicare Advantage beneficiaries. They represent a successful public-private partnership that addresses the health care needs of an important segment of today’s retirees. EGWPs provide flexibility, value, and innovation to move providers towards high-value, high-quality care, improving the health care experience for physicians and their patients.